Terms of Service

Acceptance of Terms

By accessing and using the HappyMoney.cc website and services, you agree to be bound by these Terms of Service and all applicable laws and regulations.

Loan Services

All loans offered by HappyMoney are subject to credit approval. Loan amounts, terms, and interest rates vary based on creditworthiness, state regulations, and loan type.

Eligibility

• Must be at least 18 years of age
• Must be a U.S. citizen or permanent resident
• Must have a valid bank account
• Must provide accurate and truthful information

Interest Rates & Fees

Interest rates and fees are disclosed before loan acceptance. Rates vary by state and loan product. All APR disclosures comply with the Truth in Lending Act (TILA).

Repayment

Borrowers are responsible for making timely payments as outlined in their loan agreement. Late payments may result in additional fees and may be reported to credit bureaus.

Limitation of Liability

HappyMoney is not liable for any indirect, incidental, or consequential damages arising from the use of our services.

Contact

HappyMoney, 21515 Hawthorne Blvd Suite 200, Torrance, CA 90503
Phone: +1 (840) 250-4250 | Email: legal@happymoney.cc